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Car InsuranceCar Insurance on the Internet has created increasing competition between car insurance companies. It is easier than ever for consumers to shop for the lowest insurance rates, to analyze coverage, and compare premiums.  One way to bring your insurance premium down is to assume a higher risk. Drop your collision insurance on an older car. If the car is worth less than $2,000, you'll probably spend more insuring it than it is worth. Another way to lower your insurance costs is to ask for a higher deductible. The deductible is the amount of money you have to pay before your insurance company begins paying the rest. A big source of savings is to insure your cars with the same company that insures your house. Make sure you ask if combined coverage is available. This will lower your payments on your car's insurance and make your homeowner's policy cheaper too. Make sure you are getting a renewal discount that many insurance companies offer. This is a discount given to people who have been with the same insurance company for an extended period of time. If you have carried insurance with a company for several years, and not had an accident, your insurance company wants to keep your business.
  Whether buying new or used; or selling a vehicle, first check a reliable car price guide such as KBB (Kelley Blue Book), Black Book, Red Book, or the NADA Used Vehicle Guide. For more on all things automotive, turn from car insurance to the home page.  Car Insurance . |